Terms of Use

IMPORTANT NOTICE
This notice governs the use of the Laurentian Bank Internet Web site. Please read it carefully before accessing the site.

INFORMATION PURPOSES ONLY
The content of the Laurentian Bank of Canada Web site (the "Web site" or the "site") is provided for information purposes only, unless otherwise indicated, and does not constitute an offer to purchase or sell the products or services of Laurentian Bank, its subsidiaries or its affiliates ("Laurentian Bank"). This information, including the strategies provided on this site, is of a general nature and is not intended as specific investment, financial, accounting, legal or tax advice for any individual and should not be relied on as such. Each user must take into consideration the laws applicable in his/her jurisdiction when evaluating his/her financial position. Calculation or projections are provided for general illustrative purposes only and are not warranted to be accurate or complete.

ACCURACY AND CHANGE OF INFORMATION
Information and materials provided on this Web site are believed to be accurate when posted. Despite its best efforts, however, Laurentian Bank cannot guarantee that they are accurate or complete or that they will be current at all times. Furthermore, Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a party's computer.

Laurentian Bank reserves the right to modify the information and materials contained in this site without prior notice. You agree to review the said information and materials regularly and your continued access or use of the site will mean that you agree to any such changes.

CONFIDENTIALITY OF CLIENT INFORMATION
Laurentian Bank adheres to the principles adopted by the Canadian Bankers Association with respect to the protection of personal information. To ensure that the commitment to client privacy is upheld, we have developed a Code of confidentiality, the main points of which are summarized in our brochure entitled "Questions of Privacy". This code governs the behaviour of Laurentian Bank employees with regard to the accuracy, confidentiality and security of all client information. Download the full version of the PRIVACY CODE.

NO WARRANTIES
While every effort is made to ensure that the information and materials contained in the site, including text, graphics, links to other Internet resources or other items is accurate, they are provided on an "as is", where is basis. No warranty of any kind, implied, express, or statutory is given by Laurentian Bank in conjunction with the information and materials including, without limitation, the accuracy adequacy, timeliness, merchantability, operation, non-infringement, usefulness, completeness, reliability and fitness for a particular purpose or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials.

Further, Laurentian Bank does not represent or warrant that the site will be at all times available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Les sites, l'information, les conditions et les clauses de non-responsabilité seront régis et interprétés selon les lois de la province du Québec et celles du Canada qui y sont applicables, sans application des principes de conflits des lois, nonobstant votre domicile, votre lieu de résidence ou l’endroit où vous vous trouvez. Tous les conflits, controverses ou réclamations découlant de l’utilisation des sites, de l’information, des conditions et des clauses de non-responsabilité des pages relèveront de la compétence des tribunaux de la province du Québec. Vous acceptez de vous en remettre à la compétence exclusive des tribunaux de la province du Québec pour le règlement final de toute poursuite, action ou procédure découlant de l’utilisation des sites, de l’information, des conditions et des clauses de non-responsabilité des pages.

NO LIABILITY
In no event Laurentian Bank be liable to you or anyone else for any damages whatsoever (including without limitation direct or indirect, special, incidental or consequential, exemplary or punitive damages, losses or expenses) arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data, any unauthorized use or reproduction of the site or the information or otherwise, even if Laurentian Bank, or its representatives are advised of the possibility of such damages, losses or expenses.

NO ENDORSEMENT OR HYPERLINKS
Links to other Web sites from this Web site (or references to products, services or publications other than those of Laurentian Bank) are for convenience only and are at your own risk. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this site. Such products, services or information are not investigated, verified, monitored, or endorsed by Laurentian Bank.

You are responsible for taking the necessary precautions to detect possible viruses and ensuring that any software program accessed through one of the links offered on this site is compatible with your computer. You must also ensure that you have up-to-date backup copies of the entire contents of your hard disk before installing software downloaded from these links.

TRADEMARK
© Laurentian Bank of Canada, 2009. All Rights Reserved.
Certain names, graphics, logos, icons, designs, words, titles or phrases at this site may constitute trade names, trademarks or service marks of Laurentian Bank or of third parties of which Laurentian Bank is an authorized user. Use of trademarks on this site does not necessarily presume that a licence of any kind has been granted. The ® and ™ symbols designate "registered trademark" and "trademark" respectively.

The trademarks are distinguished from one another and accompanied, at first-time use, with the appropriate trademark symbol: ®/™/*. These symbols are keyed to their respective legend which describes the owner or licensee of the trademark: ® Registered trademark of Laurentian Bank of Canada./ ™ Trademark of Laurentian Bank of Canada./* Laurentian Bank, licensee of trademark.

® The following marks are registered trademarks of Laurentian Bank under the Canadian Trademarks Act. Certain of these marks are also Laurentian Bank property under the applicable trademarks laws/legislation in foreign jurisdictions:

TREE (DRAWING), CORNERSTONE, DISTINCTION, GOLDEN YEARS, INSURANCE... JUST IN CASE, INVESTMENT EXCELLENCE, LBC, LBCDIRECT & DRAWING, LBC FINANCIAL SERVICES, LBC XPRESS & DRAWING, MULTIFUNCTION, NATLINK, OSCAR, OSCAR & DRAWING, LAURENTIAN BANK & DRAWING, THE CORNERSTONE GROUP OF FUNDS & DRAWING, LAURENTIAN BANK & TRUST, SUPERSAVER GOLD, SUPERSAVER, TACTICAL RSP, THE SUPER STATEMENT.

™: The following marks are trademarks of Laurentian Bank:
TRUST, LAURENTIAN BANK AND LAURENTIAN BANK LITTLE HEROES CLUB

PROPRIETARY INFORMATION
The information contained in the pages of this site is the sole property of Laurentian Bank and is for your personal use only. All information at this site is protected under the copyright laws of Canada and in other countries. This information may not be reproduced, in whole or in part, without the written express consent of Laurentian Bank. Unauthorized public or commercial use, downloading, storage in any medium, retransmission, redistribution or other reproduction or modification of trademarks or information contained in this site is prohibited and may be a violation of such laws, including trademark or copyright laws and could subject the user to legal action.